Find IFSC codes of ICICI Bank branches in West Bengal

Below you can find branches of ICICI Bank in West Bengal . The information includes ICICI Bank West Bengal branches, respective bank addresses, contact details, IFSC Code and MICR Code.

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ICICI Bank is been located in following districts in West Bengal State

Select the district from the following list of ICICI Bank branches in West Bengal to fetch the required information. You will find location and other details of ICICI Bank.

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Locate any ICICI Bank West Bengal branch in India with the bank IFSC code and other details

The Indian Financial System Code (IFSC) is an 11 character alphanumeric code used to identify the bank and its branch in which the account is held. The ICICI Bank bank IFSC code is assigned by RBI to distinguish the different ICICI Bank branches that are participating in the NEFT system in India. This IFSC code is used by the RTGS, NEFT and IMPS systems. This code enables you to access your account from any part of the world to transfer funds.

NEFT (National Electronic Funds Transfer) is a system that allows people to transfer funds from the bank to individuals, firms or businesses. RTGS (Real Time Gross Settlement) is a term used to define the continuous settlement of funds transferred on a gross basis by individuals.These systems use the IFSC codes to route the messages to the concerned bank branch.

IFSC code information

The ICICI Bank bank IFSC code is an excellent and unique code for the international electronic payment system. As mentioned above, it is comprised of 11 alphanumeric characters. These characters are defined below:

·         The first four digits represent the bank code e.g. ICIC for the ICICI Bank

·         The 5th digit is a zero by default i.e. 0.

·         The last six digits identify the bank branch e.g. 00006.

So, the bank IFSC code for ICICI Bank, KOLKATA - R N MUKHERJEE (RETAIL)  branch in KOLKATA, w is ICIC-0-00006. In this way, you can find the IFSC code for your ICICI Bank by entering the bank name, branch name, state, city and district information.

IFSC codes and financial transactions

The IFSC codes are used by all the electronic funds transfer mechanisms and online banking solutions to know the starting and ending point of each financial transaction. The online transfer of funds can be carried out in a more safe and accurate way by using the IFSC codes. ECS (Electronic Clearning System) also is initiated with this branch code.

IFSC code and IMPS (Immediate Payment Service)

IMPS is known as Interbank Mobile Payment Service or Immediate Payment Service. IMPS transaction can be done any time, it is 24 x 7 operating, unlike NEFT transaction which is bound to timings and the day. IMPS is available even on Sundays and bank holidays. The beneficiary account is credited immediately when a Fund Transfer request is made through your Mobile phone / Internet Banking. The minimum amount that can be remitted through IMPS is Re 1, while the maximum amount is Rs 2 lakh. If you want to transfer money above 2 lakh, you have 2 options, through NEFT or RTGS. IMPS transactions are charged at slightly higher than NEFT. For amounts upto Rs 10,000 , Rs 5 + service tax. (as on 09-06-2015). Different branches of the bank have a unique IFSC Code, so be very careful when you have to transfer funds using IMPS. The beneficiary would have only provided you with their Account Number. You will have to ask them for the ICICI Bank branch IFSC code. This can be usually found in the cheque book given to the account holder. If you don't have the cheque book at the moment, you can find it in our website too. ICICI Bank may charge you for IMPS transactions.

IFSC codes and Internet banking

The IFSC codes have brought about a huge revolution to the internet banking system in India. Apart from managing the NEFT and RTGS, the IFSC codes are used for third-party funds transfer, online banking transactions, and online purchases. The bank IFSC codes enable high security and precision and give a unique identification to each bank. This code helps in the coordination and successful exchange of funds between the sender and the recipient bank. Also, please note, NEFT transactions is bound to timings, on weekdays 8:00 AM to 07:00 PM and 8:00 AM to 01:00 PM on Saturdays. NEFT transactions are closed on Sundays. So you cannot transfer funds from your ICICI Bank account to any other accounts, as none of the banks would be processing NEFT and RTGS transactions. Other than Sundays, on certain occasions , NEFT & RTGS systems won't be operating and hence ICICI Bank cannot process your transactions.

How to use IFSC code for PayPal NEFT?

To send money via PayPal NEFT, you’ll need to enter the name of the bank of the account holder, the branch location , the name of the account holder and the IFSC code. If a beneficiary has not provided you the IFSC code, you can find it on our website. Once you’ve found the IFSC code of , you can list the beneficiary on your PayPal account. You can now carry out the PayPal NEFT by simply entering the person’s email address. You may have to confirm with your ICICI Bank branch if they can initiate fund transfer through PayPal.

IFSC codes and mobile apps

There are some mobile apps that enable you to get the ICICI Bank IFSC code. One of the apps is named as ‘IFSC code’. This app will allow you to save and share the IFSC codes, and it contains all states, districts, cities and branches names, ICICI Bankbranch locations and contact details.